I read a book recently ("Another Shot: How I Relived my Life in Less Than a Year") that got me to thinking.

In golf, a second shot is called a Mulligan--a "do-over". Of course, they're not permitted.

In life, we have few "do-overs"--another shot. It's like first impressions: you only have one chance.

In looking at the big picture, I would have to say I have no major regrets in my life. I had a good childhood with good parents. I was a reasonably decent student and participated in extra-curricular activities. One small regret is that I didn't keep up with piano and trumpet lessons.

I made the right decision to move to California to begin my teaching career--and glad I returned to Indiana (after 7 yrs.) to complet it. The field of education was good to me--I never got rich, but I enjoyed teaching (middle school science). Having long summer vacations was great.

While two marriages eventually failed (no fault of my own, of course!), I don't regret marrying either woman. Wife #1 is the mother of four great children. I think I was (am) a good father with no regrets on how they were raised.

I have never had second thoughts about the homes I've lived in, especially my current home of 33 years. The grass is not greener on the other side. I love my little private acre.

I'm satisfied with my financial situation. I planned well for my retirement. And while the stock market is a little shaky, I'm happy with my investments. I was able to retire at age 55--certainly no regrets there!

I currently enjoy my lifestyle and hobbies. I've traveled to many places, done volunteer work, combine work with leisure activities. I'm proud that I eat properly and keep in shape. My health is very good because of it.

Oh, there are many minor things I might have changed over my lifetime, but on the whole I have no complaints. No mulligans for me, thank you. How about you?