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Health & Fitness > Insurance, and the Park.
 

Insurance, and the Park.

After stopping by a sister’s house I came home to check my health insurance, which had notified me that I’d be automatically enrolled next year in what my insurer decided it could call “similar coverage” if I change nothing.

What it turns out they mean is that the costs of all plans are skyrocketing next year. This “similar coverage” would cost me over $100 more every month, AND I would have the privilege of a several-thousand-dollar deductible — WHICH I DON’T HAVE NOW. TWO YEARS AGO I MADE SURE NOT TO PICK A PLAN WITH A DEDUCTIBLE.

Sorry for the caps. They gave me the numbers already. I looked over cheaper plans, and they’re absolutely horrible. I get them all mixed up in my mind; and it’s impossible for me to choose knowledgeably because I do not know the raw costs of procedures and drugs ahead of time. And hospitals don’t seem to want to tell you. So we can’t calculate anything and be very accurate.

All I know is that I don’t want the plan where I have a $3,000-a-day copay if I end up in the hospital.

Oh, well. Last Saturday the rain stopped and the sun even came out, a miracle, so I went walking in Boyce Park, a few minutes from my house. They've got signs put up that I thought were nice -- a series of three signposts were up near the ponds in the middle of the park, for instance. Now I know just what those ponds are for. They're a complex system of getting the coal mine pollution out of the water before it can go on and reach a nearby waterway that we probably get drinking water from. I think they pump or drain water from one pond to the next, and each one is lined with different stone and has other properties that help get the heavy metals out.

And the front entrance to the park is, so it says, part of the original road created by the army including John Forbes and George Washington to get to Ft. Ligonier to fight during the French and Indian War.
image

I like taking pictures of the old drinking water pumps that sit here and there. Maybe other parks have these everywhere too, but I don't get around much. image
image

It was a nice day.image


posted on Oct 31, 2016 9:25 PM ()

Comments:

The terrain of that park has so much character. My eye falls upon that swale on the end of what looks like a little bit of wetlands (the one in the foreground). Around here we'd call it a high flow channel. Our landowners would see it on the river design and make a fuss along the lines of 'over my dead body' am I going to have ditch front property, and we'd try to convince them that 99% of the time it will be dry and they won't even notice it.
comment by troutbend on Nov 1, 2016 11:29 AM ()
It's a big park, even has ski slopes at one end and a wave pool at a different point. Your area probably has a lot of the same elements this does -- river and creek water, hills and mountains -- but ours is wet most of the time, no chance of wildfires. My strongest memory of the Denver area, when my littlest sister married there, was the strange rain that seemed to drag a cloud right down onto the hilltop/ground. A weird sight.
reply by drmaus on Nov 1, 2016 1:42 PM ()
Even though millions of people who didn't have insurance finely got some there were/are a lot of problems with ACA that could have been fixed IF Congress wasn't so anti Obama and worked on it--he originally wanted a single payer but he knew it wouldn't pass at all.
I consider myself very lucky--seriously--I am poor enough that I don't pay for insurance and being old I spend a lot of time with doctors!
comment by greatmartin on Nov 1, 2016 10:41 AM ()
Medicare I understand is still a very good part of the system, right? And there's pressure to keep it that way.
reply by drmaus on Nov 1, 2016 1:35 PM ()
We definitely need a single payer system for all. There are benefits
from the ACA but it needs to be overturned and a single payer system
put into effect. Not much hope if Trump should be elected. Lov e
the pictures of the park.
comment by elderjane on Nov 1, 2016 6:11 AM ()
A few years back when I bought group insurance for me and 2 employees, the price went up one year by 30%. And now, I'm getting messages about the class action suit against the 2 big insurers here. They were accused of collusion to drive up the prices -- which they absolutely did. One company settled so I might get a tiny, tiny bit back that I spent. Insurance is such a racket that our health shouldn't be dependent upon it. The park is nice, isn't it?
reply by drmaus on Nov 1, 2016 7:36 AM ()
The ACA was passed without considering so many problems. It is best to not sign-on and just pay the fine. Then when a health catastrophe strikes, file for bankruptcy.

The only solution is a single-payer program like Medicare.
comment by hobbie on Nov 1, 2016 5:41 AM ()
I paid the fine the first year, but now I really can't do that. I have 2 FT people who work for me and I have to stay solvent -- and healthy. If we survive this election, that's one hurdle.
reply by drmaus on Nov 1, 2016 7:30 AM ()
I guess they just want us to die and be done with it. we need insurance to protect us from insurance companies.

reguards
yer don't get me started pal
bugg
comment by honeybugg on Nov 1, 2016 3:54 AM ()
Oh, I think yes, we're definitely expendable. It's not right.
reply by drmaus on Nov 1, 2016 7:26 AM ()

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