We just had round three of today and tonight's vicious storms. The fourth and fifth rounds will arrive tonight and early morning. Three separate tornado watches and warnings encompassed us today and tonight, plus we now have flood warnings and road closures due to the near 4 inches of rain in one day.

The worst was the hail in late afternoon. My windshield is cracked in at least three places and the hood is visibly dented. The trunk lid only has a few paint nicks and the top looks much the same.

Back window is OK, I think. My driver's side mirror housing looks like it was damages. The back yard is almost covered with tree leaves.

I hope my car insurance covers this. I have total coverage, including all the extras, such as comprehensive, but someone told me it may be called and "act of god." WHOSE GOD?

I won't be able to afford to fix it if the insurance won't cover it.