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Life & Events > Retirement > Going in Florida
 

Going in Florida


Following on Jeri’s post about her recent funeral experience, I received yet another in a number of solicitations I began to get when I reached a “certain age”. The page heading is “Funeral Advantage Program Assists Seniors.” It goes on to say how my participation in this program can net my family up to $20,000 tax free. I am supposed to mail the postage-paid card today to see if I qualify.


I don’t have any family to worry about. The funds Edward and I share aren’t in the Bill Gates category, but we will each survive without the other. I am tempted to return the card with a note, “I don’t qualify by reason of sanity.”


Shortly after Ed and I bought our first house in Florida (the first house ever for me), I started to get mailings from local facilities that were supposed to be an enticement to live in a seniors community that would gently lead me from one decrepit stage to the next, no pain. You could, for a huge amount (one particular community was on the river, and beautifully landscaped), live independently as long as you could and when the time came, be moved into the assisted living section, and subsequently to the nursing home, before they come to get you with the shroud.


On a lark, Ed and I stopped in to view this community and what we learned after reading the fine print, was that the “gentle” moving from one stage to the next was not up to you. No, the management would decide when you were better suited to the next stage and should be moved out of your independent living quarters to assisted living and so on.. And that might have something to do with your money running low, and/or they had a really high paying resident coming in who would like your space.


Furthermore, our newly elected (thanks to really stupid people who live here) Republican governor, Rick Scott, fired the chief ombudsman running the watchdog volunteers who inspect senior facilities (nursing homes and Assisted Living Facilities) and respond to complaints by residents and their families, because he dared to ask for a list of the owners. Scott has been seen wining and dining with said owners. There are mom-and-pop facilities out there who try to do a good job, but the ones Scott was worried about were the ones who own many facilities and contributed to his campaign. He is destroying the watchdog program, even as the regulations to monitor the financial community were struck down.


More and more, Florida is not the senior friendly state it boasts of being. The Republicans and dotty knee-jerk seniors who have always been Republican and can’t see how their party has morphed into the evil empire are seeing to that. New York State is far more considerate of its seniors. Except for the weather, it’s a better place to be.

xx, Teal

posted on May 29, 2011 8:39 AM ()

Comments:

You could leave it to me... just don't make me clean out your house. I think that will be my mother's final revenge on me...
comment by catdancer on June 2, 2011 9:33 PM ()
Ed was executor for a couple of his friends who passed and he disposed of their goods. It was a major effort and their record keeping was incredibly confused, voluminous and a year later he was still uncovering insurance policies buried deep.
reply by tealstar on June 3, 2011 6:01 AM ()
Here in Ohio the governing Republican Gulag is budgeting a huge cut in the community based services that seniors and the disabled need to stay in their homes. Of course, from a long-term budget point of view, such services are much less expensive than institutional care, but the Repub majorities in the legislature will probably pass this nonsense. Idiots! I am looking at independent senior apartment offerings once I hit age 62 in a year. The two best ones I've found are run by religious community foundations, well endowed and socially progressive. But those are just simple little apartments, maybe with rents based on income. The independent-to-assisted living-to-nursing-to-hospice care facilities are outrageously expensive. Seniors with modest means who may just need a little support to stay in their homes or apartments may have no options at all if current myopic policies continue.
comment by marta on May 29, 2011 11:15 AM ()
Funeral advantage, indeed. We don't have any descendants, either, and I need to figure out what revisions to make to our wills about funeral arrangements.
comment by troutbend on May 29, 2011 10:58 AM ()
Cat shelter, of course.
reply by tealstar on June 3, 2011 6:01 AM ()
There should be a level of assistance to allow people to stay in their own
homes. It would be much less costly and only those suffering from dementias and helplessness would have to go to a nursing home. The Grand Old Party is sick. We have complete Republican control here.
comment by elderjane on May 29, 2011 9:23 AM ()
I think Massachusetts is one of the few states that has such a program. Other states are looking into it because it costs so much less. Makes sense in so many ways.
reply by catdancer on June 2, 2011 9:32 PM ()

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