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Teal's Modest Adventures

Money & Finance > Finance and Comfort Zones

Finance and Comfort Zones

We were on auto pay with our cell phone account on Verizon. Ed took it off. I put it back on. Gave them a different credit card number. Called them to find out why our September bill was $2 and change more than our October bill and they had put us on their loyalty plan for being with them a while and for paying without problems and for being old. (I'd rather stay young without the discount.)

Then the rep said that we could get a $10 monthly discount if we put our auto pay on a debit card. She added that some people don’t like that and they wanted to accommodate our “comfort zone”. So I informed her my husband didn’t HAVE a comfort zone.

I told her I would run the debit card thing past Ed. So I did. And what he told me made sense and we aren’t going for the debit card option. Banks don’t like to have auto pay on credit cards because they get stuck if your balance drops. With a debit card, they FREEZE $200 of your funds to be tapped if your balance gets low and you have overcharged on your debit card. And that sucks. As I left the den where Ed was lounging on his new cream-colored leather, handy, dandy, expensive recliner listening to old, I mean old, opera recordings, I said, “You don’t have to look so sour about it it.” And he said, “I am not sour,” and I said, “you’re not looking at your face.” So the curmudgeon smiled to take the sting out of things.

xx, Teal

posted on Oct 13, 2018 9:13 AM ()


all my bills are paid automatically from my bank , i have authorized all my normal bills that way , all paid monthly at no extra charge .
ie insurances , motor registration-internet -rent paid the same way fortnightly , peace of mind
comment by kevinshere on Nov 3, 2018 8:00 PM ()
I took autopay off most things, and att is happy to text millions of reminders.
comment by drmaus on Oct 14, 2018 2:05 PM ()
Ted is the one at our house who does not make financial sense. I hate consulting him about anything. We would be homeless and have a lot of Jewelry and cars if he were in charge.
comment by elderjane on Oct 14, 2018 4:29 AM ()
From time to time Ed lusts after a Jaguar XK140 (fixed up, over $100,000). So far he has resisted. Watch this space.
reply by tealstar on Oct 14, 2018 10:51 AM ()
It's always interesting to find out how large corporations handle their long-term customers. Did they start charging you more because you have a history for paying on time? If you had a so-so history, but hadn't tweaked the credit card numbers, would there have been an increase?
comment by traveltales on Oct 13, 2018 11:48 AM ()
I handle paying the bills. Sometimes I slip up and am late. So I want Verizon on auto pay so that we are never cut off from our cell phone service. But since I bought the plan for Ed's smart phone a couple of years ago, have been pretty good with paying them.
reply by tealstar on Oct 14, 2018 11:00 AM ()
Ed makes a very good point.
comment by marta on Oct 13, 2018 10:01 AM ()

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