Laura

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troutbend
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Laura
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Estes Park, CO
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08/01
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Hotel - Hospitality

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This Oughta Be Good

Life & Events > What Do You Think?
 

What Do You Think?

Our local police (both here in Colorado and Las Vegas) both advise that in order to prevent identity theft and healthcare fraud, we should not carry our health insurance card in our wallet or car. They say if we lose it, someone could use it to obtain health care and it would be hard to get things straightened out - their allergies would be registered as our allergies, etc.

They say to get the card out of its safe hiding place in our home only on the day that we will need to take it to the doctor or other health care appointment. (Every time I hide something in a 'safe' place, I lose it. Still haven't found that copy of my birth certificate that I obtained a couple of years ago - finally just went and got another copy.)

I thought it was important to have the proof of health insurance with us at all times in case of accident. I don't know if a hospital would even provide treatment without it. Insurance plans differ as to coverage amounts and what kind of approvals are needed for various procedures. Maybe all this doesn't matter in an emergency situation.

I don't know - do you carry your card with you at all times?

I found a thing on the Internet: Rare Color Photographs from the 1930s and 1940s.



I think these were circus performers, which might explain their interesting clothes and hair.

posted on Apr 22, 2012 10:29 PM ()

Comments:

I don't have to carry my SS since I remember the number. But I carry my medical insurance card always. When I call my doctor's office, they always confirm my identity by asking for my birth date. Rather than introduce unreliable memory challenging suggestions to people who carry their cards, wouldn't it be better if Medicare and other insurers issued photo ideas? It seems so simple.
comment by tealstar on May 1, 2012 12:53 PM ()
Photo ID seems like such a good idea. Our doctor took pictures of us to put in the medical chart so they'd know it was us, but how did they know it was us on that particular picture day?
reply by kitchentales on May 2, 2012 5:51 PM ()
I always carry mine. I'd leave it at home for sure on the day I needed it.
comment by redimpala on Apr 24, 2012 9:03 PM ()
That's the thing, try telling the doctor's receptionist or the hospital cashier the police said leave it at home.
reply by kitchentales on May 2, 2012 5:49 PM ()
I guess I don't understand how they can't fix it if it gets stolen...? If you report it lost at such a such a date then wouldn't it be noted somewhere? What a PITA.
comment by kristilyn3 on Apr 23, 2012 1:24 PM ()
A person wouldn't always know when someone was using their identity to obtain health care because the thief might actually pay the bills. It could go on for years - and then when the victim goes in for treatment there is erroneous info about allergies, surgical procedures, blood type, etc.
reply by troutbend on Apr 23, 2012 3:38 PM ()
I've seen photos of hair styles from the 40's and that's pretty much what they looked like.
comment by nittineedles on Apr 23, 2012 12:42 PM ()
I thought these were particularly ugly - not like the Andrews Sisters.
reply by troutbend on Apr 23, 2012 3:34 PM ()
I was told not to care my Social Security card with me, to keep that and my birth certificate in a safe place, but to carry my health insurance card at all times. I do have to present it at my doctor's and at the pharmacy and in case of an emergency. Not sure what defines a "safe place".... A fire proof box or safe? It's a huge hassle for me to get replacements. I actually feel safer when it is all with me.
comment by marta on Apr 23, 2012 9:36 AM ()
One day I thought I lost both my driver's license and passport and wondered how a person starts from scratch - how do we prove who we are with no photo ID?
reply by troutbend on Apr 23, 2012 3:36 PM ()
Most of your health issues is on the computer.When you go to your primary doctor they should have all of the information.I have never showed them my card.But once a year they liked to see it.But it does make sense in a way as Martin says maybe a duplicate there.As he has one.
They are stealing everything away from us folks.
comment by fredo on Apr 23, 2012 7:56 AM ()
reply by troutbend on Apr 23, 2012 3:39 PM ()
I always have it on me--have duplicate at home.
comment by greatmartin on Apr 23, 2012 7:22 AM ()
reply by troutbend on Apr 23, 2012 3:39 PM ()
Mine is still in my wallet although I don't even need to take it with me to the doc. The doc's office and the hospitals are all part of the same network. They scanned the card when they got that capability and I haven't presented the card since. I have never (yet) lost a wallet, so I am not as concerned about this as I should be. Haven't lost anything else of importance. I have a fire safe that I bought at Wal-mart. Weighs 99 pounds and protects valuables in a fire for two hours, not to mention that it would be tough for the bad guys who try and steal it to open. Should I tell the crooks and lurkers which room it's in?
comment by jjoohhnn on Apr 23, 2012 6:29 AM ()
When I go to the doctor, the clerk always confirms my coverage even if they don't see the card. But if I am having a test, they see it and copy it, every time.
reply by tealstar on May 1, 2012 12:50 PM ()
When we were moving out of our house in Denver, we had a big fire safe that we didn't have a place for, so gave it away. Now that we are settled here, we wish we had it back.
reply by troutbend on Apr 23, 2012 3:41 PM ()
I carry mine in my bill fold. I don't think you would get anything but
emergency room treatment without it. It is impossible to predict accidents.
comment by elderjane on Apr 23, 2012 6:01 AM ()
I'm going to do more research on it to figure out how this would work if we didn't have it with us in an emergency.
reply by troutbend on Apr 23, 2012 3:34 PM ()
We are lucky over here in that we have the National Health Service which means that you can just walk in and you will get the best treatment available in your area. Although the way David Cameron and Co are going it will be divvied up to various private firms resulting in a poor shadow of it's former self.
comment by jensgems on Apr 23, 2012 5:41 AM ()
Our doctors have started taking photos of us for their files, but that won't help in an emergency.
reply by troutbend on Apr 23, 2012 3:29 PM ()
I dunno.... I always thought you had to have proof of insurance before treatment but mebee not. Indentity thieves could also make off with one's driver's license, creadit cards, etc and get all sorts of info from them as well. its a puzzle

reguards
yer I pity the fool who wants my identity pal
bugg
comment by honeybugg on Apr 23, 2012 1:49 AM ()
I feel like it's easy for the cops to say 'leave it all at home' without any consideration for what is going to happen when we need emergency medical care.
reply by troutbend on Apr 23, 2012 3:28 PM ()

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