Most people who receive this book usually just take a quick glance or throw it directly into the garbage and, yet, it is full of information for anyone eligible, or becoming eligible, for Medicare and/or Medicaid.


By reading pages 57-90 I have learned how to cut my co-pays for doctors, including specialists, to 0 plus of the 12 drugs I am prescribed to take I only pay for 2 inhalers and I get a 3 month supply and pay for only 1 month.


You can be on a 5-star insurance plan and still do better with their Medicare Advantage plan. Should you be retired and living on Social Security reading this book is a must.


Comparing the plans in the back of the book over the years I found out a few 'secrets' such as getting $80 free over the counter items every month plus Florida has special plans for people who have a lower income--just have to check out your own State.


Medical expenses are getting higher and higher every year and this "Medicare & You 2021" will help you make them lower and, in most cases, a lot lower.


Spend an hour or two going through it--you'll be 'richer' for it!