Funny, I just closed one account and plan to close a second as soon as I get my direct deposit transferred, but I did not move to a credit union, but to another bank where I have had an account for several years. I did this because the bank at the accounts I am closing has increased all of their fees while the account at PNC has few fees- and no monthly fees.
I ceased to use my bank except as a way station when the started charging 25 dollars a month for checks. I use discover and pay it off each month and my record keeping has improved. I don't have to go through a lot of checks for deductable items. They are all on the statement. Someone told me that Chase charges 45 dollars a box for checks. They have called and asked me if I was happy with them and I am because now I am using them instead of the other way around. Incidentally, it is IBC.
From what I could tell, it WAS a big day for credit unions. I stuck with my bank (Regions) because I thought it was a hassle to switch. It would have included all my "on line" payments. I only had a debit card for a year, so it was no big deal. I did complain, however. But now I can use it again!
One of our banks is a credit union, the other ones are small community banks. The moment they start talking extra fees, I'm moving it all over to the credit union.
'I’m looking forward to seeing the statistics from it.'
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