YOU CAN PLAN all you want but there will always be exigencies requiring solutions on the fly.
One morning you decide to take a nice long walk but, only ten minutes out, you realize that you forgot to go to the bathroom.
Or you finally find that item you were looking for in the mall, but the clerk tells you that your credit card has been declined.
Or you're well into preparing a special dinner for guests soon to arrive when you discover you're out of an essential ingredient.
Planning is fine but plans can go awry. Merde happens. What you really need --day to day-- is luck.
Planning never beat dumb luck.