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Parenting & Family > Pets > Pet Financial Issues
 

Pet Financial Issues

We all know the excitement and anticipation of brining a new pet home. As our minds fill with visions of happy playtime and priceless companionship, it is easy to forget that owning a pet carries serious responsibility and varying financial investment. Besides the initial costs of purchasing or adopting a pet, most people do not sufficiently plan for the needs of their new furry family member. Here are some line items for your budget to consider before taking the plunge.

Pet Supplies
Before you bring your new fur ball home you should make sure you get the necessary supplies.  These include collars, leashes, beds, toys, litter, crates and so on, so that you are prepared to meet any needs of your new companion.  There are a few things you should consider before making any hasty purchases; these include the size, age, and breed of your new pet.
Health
One of the first things you should do after you getting your new pet is to visit a good veterinarian for vaccinations, preventative care, and any specialized treatment that may be necessary. If your pet is very young or senior, expect to spend more and to make multiple visits for vaccination series or geriatric care. Factor into your budget the cost of monthly flea, tick, and heartworm preventatives such as Frontline and Heartgard.
As your pet matures and ages the likelihood of chronic illness developing increases along with veterinary costs.  To offset the financial burden and to guarantee the best possible care for your pet, it is beneficial to invest in cat or dog insurance, especially while your furry friend is still in good health.
Food
High quality food and treats will keep your new pet healthy and happy, but it can put a dent in your wallet. Food costs typically run between $20 to $80 per month, depending on the size, energy level and dietary needs of your pet.  Generally it is best to avoid foods with additives such as dyes and non-nutritious filler, and stick with brands that offer natural ingredients and a balanced diet.
Boarding
If you are planning a vacation or just a weekend away visiting family and friends, chances are Fido and Fluffy will not be able to join you. Boarding your best friend can get expensive depending on the amount of individual attention given to your pet. A pet sitter can give your pet much more individual attention at an extra cost compared to a pet hotel or a boarding facility.
Grooming
Depending on the breed and type of fur, the costs of your new pet’s grooming can range from minimal to quite expensive. Short and smooth-haired coats require no more than basic grooming consisting of nail trims, brushing, and bathing, while quickly-growing and long-haired coats may require routine visits to a groomer.
Unexpected Costs
There are many unexpected costs associated with being a pet owner, and you should ready yourself for any surprises by setting aside some extra cash. Puppies and kittens can damage or destroy belongings by chewing and illness as well as injury can be pretty expensive too. While you can do a pet insurance comparison to find the right type of medical coverage for your pet, these costs are almost always unexpected.

With the aforementioned details factored into your pet budget, you are well on your way to being a well-prepared and responsible pet owner.

posted on Feb 13, 2013 7:46 AM ()

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